Step-by-step method to estimate the corpus you need to retire comfortably in India, adjusted for inflation and post-retirement returns.
Track 3 months of spending. Most families underestimate by 20–30%.
At 6% inflation, ₹50,000/month today becomes ₹2.87 L/month in 30 years.
Annual expense at retirement × 30 ≈ corpus required (assumes 7% post-retirement return, 3% real withdrawal).
Use our Retirement Calculator to find the exact SIP for your timeline.
Book a free 1-on-1 consultation with Mahaveer Jain — trusted financial advisor in Bastar.
Mahaveer Jain is the Founder of Bhavya Investments with 25+ years of experience helping families across Bastar and Chhattisgarh with mutual funds, SIPs, insurance, retirement and property planning.
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