Today's costs (2026)
- Engineering (Tier-1 private): ₹20–25 L
- MBBS (private): ₹60 L – 1.2 Cr
- Foreign UG (US/UK/Canada): ₹1.5 – 2.5 Cr
Education inflation
India runs at 10% per year for higher education — much higher than CPI.
Recommended product mix
- 0–5 yrs to goal: large-cap + balanced advantage
- 5–10 yrs: flexi-cap + mid-cap SIPs
- 10+ yrs: aggressive equity (small + mid cap) tilt

